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Geographical Areas.

Europe
Åland Islands, Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Canary Islands, Channel Islands, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Faro Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holy See (Vatican City State), Hungary, Iceland, Israel, Italy, Jersey, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Melilla, Mediterranean Islands, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Switzerland, Turkey, Tunisia, The Azores, The Canary Islands, The Channel Islands, Ukraine, United Kingdom, and territories formally known as USSR, west of the Ural Mountains.

Worldwide excluding the United States of America and Canada.
Worldwide excluding United States of America and Canada.

United States of America and Canada.
Worldwide.

Policy Start Date

Cancellation cover, as described under section 1 of the policy wording, starts from the date you have purchased this insurance policy, and ends when you leave your home to commence the trip. All other sections of cover start from when you leave your home to commence the trip. Cover applies for the duration of the booked trip (or earlier return to Ireland), including the period of travel directly to the departure point and back home directly afterwards, not exceeding 24 hours in each case.